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 GREAT
NEIGHBORHOODS PROGRAM
•
Program Application
The City
of Lawndale offers financial assistance for housing rehabilitation
to single-family owner/occupied dwellings within the City
limits that have not previously been assisted through other
City funded Residential Rehabilitation Programs. The applicant/owner
must be currently residing in the housing unit as a primary
residence and shall reside in the residence for the duration
of the loan. Eligible rehabilitation work for the programs,
include items such as roofing, painting, plumbing, windows,
and other general property improvements. All work must be
completed in the following order:
1. HUD Required Items and Health and
Safety Items;
2. Emergency Repairs or ADA Improvements;
3. Correction of Code and Building Violations;
4. Exterior Property Improvements; and
5. Interior Property Improvements
Great Neighborhoods
Program Forgivable Loan ($20,000 loan)
This program has a zero percent (0%) interest and no monthly
payments.
a) Qualifications- You must be the
owner-occupant of the home and earn at 50% or below the
area median income.
b) Repayment- Repayment is due if you sell your home, refinance
to cash out, or transfer title within five years from the
filing date of the notice of completion. A proportional
amount of the principle (at the rate of 20% per annum) is
forgiven each year of ownership for a period of five years.
c) Lien-. The City will file a lien (Deed of Trust) against
your property to secure the loan.
Great Neighborhoods
Program Deferred Loan ($20,000 loan)
This program has a zero percent (0%) interest and no monthly
payments.
a) Qualifications- You must be the
owner-occupant of the home and earn between 51%-80% of the
area median income.
b) Repayment- Repayment is due if you sell your home, refinance
to cash out, or transfer title.
c) Lien- The City will file a lien (Deed of Trust) against
your property to secure the loan.
Great Neighborhoods
Program Repayable Loan ($20,000 loan)
This program has a 3% interest rate with monthly payments.
a) Qualifications- You must be the
owner-occupant of the home and earn between 81%-120% of
the area median income.
b) Repayment- Loan funds are amortized over a 15-year period
and carry an interest rate of 3%.
c) Lien- The City will file a lien (Deed of Trust) against
your property to secure the loan.
Home & Gardens
Grant ($3,000 grant)
This program is a 100% grant.
a) Qualifications- You must
be the owner-occupant of the home, earn no more than 120%
of the area median income, and live within the City of Lawndale.
b) Repayment- Repayment is not necessary.
Handyworker Grant
($500 grant)
This program is a 100% grant. The purpose of the Handyworker
grant is to address small repairs more quickly than is possible
using the other Great Neighborhood Program grants and loans
which are meant for larger rehabilitation projects.
a) Qualifications- You must
be the owner-occupant of the home, over the age of 62 or
handicapped, have no able bodied adults living in the home,
and earn no more than 80% of the area median income.
b) Repayment- Repayment is not necessary.
Emergency Repair
Grant($1,000 Grant)
This
program is a 100% grant. The purpose of the emergency repair
grant is to assist households who are faced with unexpected
repairs to their residence which are of a critically urgent
nature and pose an immediate threat to the household’s
health and safety.
a) Qualifications- You must
be the owner-occupant of the home, over the age of 62 or
handicapped, have no able bodied adults living in the home,
and earn no more than 80% of the area median income.
b) Repayment- Repayment is not necessary.
MAXIMUM INCOME
All persons on TITLE and all persons
18 years of age and older residing in the residence are
considered household members for the purposes of determining
income eligibility. The combined GROSS annual income for
ALL household members cannot exceed the applicable income
shown in the following chart:
Household
Size
|
0%
Interest
Forgivable Loan
(31 - 50% of Area Median)
|
0%
Interest
Deferred Loan/Emergency & Handyworker Grant
(51 - 80% of Area Median)
|
3%
Interest
Repayable Loan
(81 - 120% of Area Median)
|
Home
and
Garden Grant
(31%-120% of Area Median)
|
1 |
$
27,750 |
$
44,400 |
$
52,150 |
$
52,150 |
2 |
$
31,700 |
$
50,750 |
$
59,600 |
$
59,600 |
3 |
$
35,700 |
$
57,100 |
$
67,050 |
$
67,050 |
4 |
$
39,650 |
$
63,450 |
$
74,500 |
$
74,500 |
5 |
$
42,800 |
$
68,550 |
$
80,450 |
$
80,450 |
6 |
$
46,000 |
$
73,600 |
$
86,400 |
$
86,400 |
7 |
$
49,150 |
$
78,700 |
$
92,400 |
$
92,400 |
8 |
$
52,350 |
$
83,750 |
$
98,350 |
$
98,350 |
Based on 2007 Median Family
Income for the Los Angeles~ Long Beach Metropolitan Area
is $56,500
Download
a Great Neighborhoods Program Brochure*
Download
a Great Neighborhoods Program Application*
Building
Codes for the City are Changing
On
January 1, 2008 The City of Lawndale’s building codes
are changing. These changes are part of a state-wide adoption
of new codes and every city, county and local jurisdiction
in the state will be effected. If you have plans on file
with the City, are planning to file or would like more information
(click
here).
South
Bay Center for Dispute Resolution: Having
trouble settling a
dispute? Contact the South Bay Center for Dispute Resolution,
(310) 376-7007. Click
here for more info.
*The brochure and application
are in PDF format, which requires Adobe Acrobat Reader.
Download
Acrobat Reader here for FREE.
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